ALABAMA FORECLOSURE LAWS

ATTORNEY GENERAL’S OFFICE

Alabama State House
11 South Union Street, Third Floor
Montgomery, AL 36130
Tel: (334) 242-7300
www.ago.state.al.us

Type of Document: Mortgage and Trust Deed

TYPES OF FORECLOSURE:

Non-judicial: If either the trust deed or the mortgage contain a power of sale clause, the sale can be held without the court becoming involved

Judicial: This option is available but not often practiced

Deficiency Judgments: allowed in some cases

Redemption: Allowed for one year after the foreclosure is complete

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