California Hard Money
for Your Real Estate Investors

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( 951)780-5856

Sacramento Hard Money Loans

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  • Rates starting at 6.9%
  • Close in as little as 5 business days
  • Funding investors for over 20 years

Hard Money Programs for California

Florida Rehab Flipper Hard Money program

Rehabber/Flipper ARV

Term: 1 year

Rate: 9.9% interest only

Prepayment penalty: None

Up to 70% ARV MAX with holdback

Points: New investors 2 pts., experienced 1 pt

Fees: $1,095

Appraisal Fee: $375-$400

Entities, trusts & IRAs OK

Florida Flip Hard Money Program

Rehabber/Flipper Purchase Price

Term: 1 year

Rate: 8.9% interest only

Prepayment penalty: NONE

Up to 80% puchase price

Points: New investors 2 pts, experienced investors 1 pt

Fees: $1,095

Appraisal Fee: $375-$400

Entities, trusts & IRAs OK

Rental hard money program

Rental Refinance

Term: 3 years

Rate: 6.9% interest only

Prepayment penalty: 1 year

Up to 65% LTV MAX

Points: 2 Pts

Fees: $1,095

Appraisal Fee: $375-$400

Rental purchase program available. Call for details.

Entities, trusts & IRAs OK

New construction hard money program

Build to Flip

Term: 1 year

Rate: 10.9% interest only

Prepayment penalty: None

Up to 65% future value

Points: 2 pts

Fees: $1,095

Appraisal Fee: $375-$400

Funds control required, roughly 1% of construction costs.

Entities, trusts & IRAs OK

Hard money for Accessory Dwelling Units

Accessory Dwelling Unit Program

Term: 3 year

Rate: 9.9% interest only

Prepayment penalty: 1 year

Up to 65% LTV

Points: 2 pts

Fees: $1,095

Appraisal Fee: $375-$400

Entities, trusts & IRAs OK

Hard Money Testimonial from Mike Cantu

“Craig has always been upfront, and extremely fair with me. Bruce Norris has done the best job I’ve ever seen assembling the most honorable and ethical staff of people and Craig is an all-star player on that team. It’s always a pleasure doing business with Craig and The Norris Group. As far as I’m concerned, in the investor money lending business, Craig’s the man! A big thumbs up!” – Mike Cantu

Hard Money Reviews from Los Angeles Investor

I worked with Craig Hill to fund a flip for me. I had spoken to a handful of hard money lenders, and Craig and The Norris Group far exceeded the others in professionalism, knowledge, and responsiveness. He is also likable and trustworthy. These attributes are extremely hard to find in real estate investing. I will use The Norris Group for all of my hard money loans, no need to look any further!”” – Jennifer S., Los Angeles

Nicholas Manfredi

“Twenty-one of the twenty-five properties I bought this year were originated using the strategies, philosophies, and materials found in the California “Only” Training Series. Each of them was obtained at a price that provided profits after expenses while timing a flat or declining market. Bruce’s conclusions are thoroughly researched and the logic applied is straightforward. When a person is absolutely committed to his/her investing success, I believe his highest payoff task is to master the strategies taught in those 4 courses.” –Nicholas Manfredi, Corona, CA

Hard Money Review from Gary H.

Craig and The Norris Group gave me great advice and worked hard to earn my business. It is nice to have a lender in your corner looking out for you.” – Gary H., Riverside, CA

Hard Money Testimonials #5

We were extremely pleased with how smooth the transaction went. There aren’t many hard money lenders that can make it that smooth and easy. We can’t wait to use TNG again in the near future.” – Macteam Investments Inc.

Hard Money Review #1

The Norris Group is a partner every investor should have; Craig is the best in his profession, Robyn is fast and efficient and Rhonda is great to deal with. I highly recommend The Norris Group for any investor’s Hard Money needs, and as for education, they are second to none. The only regret I have is not knowing about The Norris Group back in 2005, I recently got their “California only training series” and the information is amazing. I listen to the CDs time and time again and even though they were recorded in 2006, the real estate market predictions are so right on that is scary; I call it my Real Estate Investing Bible. Thank you, Bruce, for sharing your expertise with us; life is good because of people like you.” – Douglas, C

Hard Money Review #2

Hard money the easy way. Thank you, Craig, Robin and everyone at the Norris Group for being there for us. Without you we would not have been able to do the deals we’ve done so far and we’re looking forward to many many more. And it is not just the loans but the advice and help that has helped our real estate business grow. Thank you so much.” – Livia and Felipe

Hard Money Testimonials #3

Craig and the whole Norris lending team make closing deals easy. With the help of your team, I’m able to increase my annual income by over $100k a year. Thank you for making the process to easy.” – Michael F., Sacramento, CA

Recent California Deals

Sacramento Hard Money Loan

This Sacramento County hard money loan was funded on a property located in Sacramento, California. This property is…

Sacramento Hard Money Loan
Sacramento Hard Money Loan

This Sacramento County hard money loan was funded on a property located in Sacramento, California. This single-family property…

Sacramento Hard Money Loan

This Sacramento County hard money loan was funded on a property located in Sacramento, California. This property is…



The Norris Group provides millions in California hard money for professional real estate investors every month.

Since 1997, we’ve enjoyed a proven track record of quality real estate investments and are committed to making the process easy and fast. We provide non-owner occupied hard money loans for primarily single-family properties (1-4 units) all over California.

Sacramento Hard Money Details

Sacramento Hard Money Loan Program

The Norris Group’s private money/hard money loan programs are designed for Sacramento real estate investor professionals. Our reliable hard money loan programs make the process of investment funding fast and easy. In fact, our simple loan process enables our Sacramento clients to close their purchases in as little as 5 business days!** We work with investors buying equity deals, REOs, short sales, real estate auctions, probate, trustee sales, trustee sale refinances, and private party.

As a Sacramento hard money lender, our program focuses on single-family residential property (1-4 unit) in Northern California and Southern California including Sacramento County, Los Angeles County, San Diego County, Orange County, Riverside County, Ventura County and San Bernardino County. As well as nearby Rubidoux, CA, Pedley, CA, Glen Avon, CA Grand Terrace, CA, Bloomington, CA, Norco, CA, Moreno Valley, CA, Bloomington, CA, Mira Loma, CA, Loma Linda, CA and  Redlands, CA. And, you can now offer leverage inside your self-directed IRA and solo 401(k) accounts thanks to our non-recourse loans.

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NMLS #: 1623669 | CA DRE #: 01219911 | Florida Mortgage Lender: MLD1577