Empowering Real Estate Investors with Hard Money, Training & Expert Insights

Unlock your real estate investment potential with our hard money lending solutions and comprehensive investment education programs in California & Florida.

The Norris Group Real Estate Podcast cover art — California hard money lender podcast

24-48 Hour Approval

Fast decisions when time

matters most

Competitive Rates

Starting at 7.9% for qualified borrowers

Fully Licensed

Compliant in California

and Florida

Investment Education

Learn from our in-house

industry experts

Our Lending Services

Specialized hard money lending solutions for real estate investors in two of
the nation's most dynamic markets.

Types of California real estate investments — single family, multi-family, commercial and rental property

California Lending

  • Competitive rates starting at 9.9%

  • Loan amounts from $100,000 to $5,000,000

  • Quick approval in 24-48 hours

  • Fully compliant with California Financing Law (CFL)

  • Licensed through DFPI

Florida city skyline — hard money lending for Florida real estate investors

Florida Lending

  • Interest rates capped at 18% per annum

  • Loan-to-Value (LTV) ratios up to 75%

  • Points and fees limited to 5% of loan amount

  • Fast closings in 10 days or less

  • Fully compliant with Florida lending regulations

Real Estate Investment Education

Master the art of real estate investing with our comprehensive educational programs. Learn from industry experts and gain the knowledge you need to succeed.

Real estate investing class reviewing buy, growth and ROI strategy — investor education training

SERVICES

What We Do

Hard Money Loans

The Norris Group offers hard money loans in California and Florida starting at only 9.9%.

Fund in 10 days or less.

Live Events

Catch Bruce Norris at your local real estate investment club talking all things market timing. What's next for real estate?

Online Training

California-specific real estate investor education with 40+ courses in our growing online library. Pros or newbies, we can help!

Research

Unlock the hidden pulse of the U.S. real estate market with state & national research. Insights and expert forecasts —‌trusted by our real estate investors for over 20 years

Invest with Us

Trust Deed Investing Made Simple

The Norris Group focuses exclusively on whole notes. Select and control your investment with our transparent, step-by-step process.

1031 Exchange Property

Turn-key single family rental homes — pre-qualified as 1031 exchange replacement properties, already leased, with management in place, and structured to help you hit your 45-day deadline and defer your capital gains.

From Our Blog

Latest tips, market trends & insights for real estate investors.

Housing Investor Confidence Hits Record Low

Housing Investor Confidence Hits Record Low

Investor sentiment falls to a record low as financing costs bite, while San Francisco leads U.S. price growth and mortgage rates ease to 6.67%. ...more

News

August 17, 2026

LA Sellers Outnumber Buyers By 62%

LA Sellers Outnumber Buyers By 62%

California tilts toward buyers as sellers outnumber buyers in nearly every metro, mortgage rates dip to 6.67%, and flippers face longer holds. ...more

News

August 14, 2026

San Diego Sales Jump 8% As Listings Shrink

San Diego Sales Jump 8% As Listings Shrink

San Diego sales rose 8% in July as listings shrank, while California affordability slipped to 19% and the 30-year fixed mortgage climbed to 6.69%. ...more

News

August 12, 2026

Pending Sales Hit 5-Month Low As Rates Near 7%

Pending Sales Hit 5-Month Low As Rates Near 7%

Contract signings fell at the fastest weekly pace since 2022 as the 30-year fixed neared 7%, while a weak jobs report revived hopes of rate relief. ...more

News

August 10, 2026

1 In 5 Home Sellers Cut Prices In July

1 In 5 Home Sellers Cut Prices In July

Sellers cut prices as mortgage rates hit an 11-month high, California list prices slide, and July sales surge while pending contracts cool. ...more

News

August 07, 2026

Starter Homes Get Cheaper, But Not In SoCal

Starter Homes Get Cheaper, But Not In SoCal

Entry-level affordability improves nationally for an eighth straight month while Southern California lags, California sales cool, and rates hold near 6.66%. ...more

News

August 05, 2026

TESTIMONIALS

What Others Are Saying

Craig is an all-star player on that team

Craig has always been upfront, and extremely fair with me. Bruce Norris has done the best job I’ve ever seen assembling the most honorable and ethical staff of people and Craig is an all-star player on that team. It’s always a pleasure doing business with Craig and The Norris Group. As far as I’m concerned, in the investor money lending business, Craig’s the man! A big thumbs up! – Mike Cantu

Professional, knowledge, and responsive

I worked with Craig Hill to fund a flip for me. I had spoken to a handful of hard money lenders, and Craig and The Norris Group far exceeded the others in professionalism, knowledge, and responsiveness. He is also likable and trustworthy. These attributes are extremely hard to find in real estate investing. I will use The Norris Group for all of my hard money loans, no need to look any further! - Jennifer S.

Absolutely commited to his/her investing success

"Twenty-one of the twenty-five properties I bought this year were originated using the strategies, philosophies, and materials found in the California “Only” Training Series. Each of them was obtained at a price that provided profits after expenses while timing a flat or declining market. Bruce’s conclusions are thoroughly researched and the logic applied is straightforward. When a person is absolutely committed to his/her investing success, I believe his highest payoff task is to master the strategies taught in those 4 courses. – Nicholas Manfredi

Five-star client review rating — The Norris Group hard money loans California

The Norris Group is a partner every investor should have

The Norris Group is a partner every investor should have; Craig is the best in his profession, Robyn is fast and efficient and Rhonda is great to deal with. I highly recommend The Norris Group for any investor’s Hard Money needs, and as for education, they are second to none. The only regret I have is not knowing about The Norris Group back in 2005, I recently got their “California only training series” and the information is amazing. I listen to the CDs time and time again and even though they were recorded in 2006, the real estate market predictions are so right on that is scary; I call it my Real Estate Investing Bible. Thank you, Bruce, for sharing your expertise with us; life is good because of people like you. - Douglas C

Five-star borrower review — hard money lending with The Norris Group

Hard money the easy way

“Hard money the easy way. Thank you, Craig, Robin and everyone at the Norris Group for being there for us. Without you we would not have been able to do the deals we’ve done so far and we’re looking forward to many many more. And it is not just the loans but the advice and help that has helped our real estate business grow. Thank you so much. - Livia and Felipe

The Norris Group gave me great advice

Craig and The Norris Group gave me great advice and worked hard to earn my business. It is nice to have a lender in your corner looking out for you. - Gary H

Able to increase my annual income by over $100k a year

“Craig and the whole Norris lending team make closing deals easy. With the help of your team, I’m able to increase my annual income by over $100k a year. Thank you for making the process to easy. - Michael F.

Five-star review from a repeat borrower — California hard money lender

Extremely pleased with how smooth the transaction went

We were extremely pleased with how smooth the transaction went. There aren’t many hard money lenders that can make it that smooth and easy. We can’t wait to use TNG again in the near future. – Macteam Investments Inc.

Five-star rating from a repeat investor client — fast hard money funding

As Seen On

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Ready to Fund Your Next Deal?

Get started with California's trusted hard money lender. Fast funding, competitive rates, no games.

Questions? Call Craig Hill directly at (951) 823-8262

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NMLS ID 1623669 | California DRE 01219911 | Florida Mortgage Lender MLD1577