# The Norris Group > The Norris Group is a California and Florida hard money lender, real estate investment firm, and investor education company. Founded by Bruce Norris in 1997, it provides fast business-purpose loans (fix-and-flip, new construction, rentals) to non-owner-occupied residential investors, alongside investor training, market research, trust deed investing, and 1031 exchange replacement properties. ## Lending - [Hard Money Loans](https://www.thenorrisgroup.com/rehab-loans-california): CA & FL hard money for rehab/flip, purchase price, new construction, and non-recourse loans; rates starting ~9.9%, 24-48 hour approval, funding in 10 days or less. - [Hard Money Loan Info](https://www.thenorrisgroup.com/hard_money_loans_info): Rehab financing and refinance loan details. - [Pre-Approval / Apply Now](https://www.thenorrisgroup.com/pre-approval): Loan pre-qualification application. ## Investing - [Trust Deed Investments](https://www.thenorrisgroup.com/trust-deed-investments): Passive investing in whole trust deed notes for accredited investors. - [1031 Exchange Property](https://www.thenorrisgroup.com/1031-exchanges): Turn-key, pre-leased single-family rentals qualified as 1031 exchange replacement properties. ## Education & Research - [Training](https://www.thenorrisgroup.com/training): 40+ course online library on CA real estate investing (property analysis, market trends, risk assessment, portfolio management, legal compliance, exit strategies). - [Research](https://www.thenorrisgroup.com/research): State and national real estate market research and forecasts, including the National Real Estate Moodometer. - [Live Events & Seminars](https://www.thenorrisgroup.com/live_event_and_seminars): In-person market timing talks and investor events featuring Bruce Norris. - [Radio Show / Podcast](https://www.thenorrisgroup.com/radio-show): Norris Group Real Estate Radio Show and Podcast. - [Blog](https://www.thenorrisgroup.com/blog): Market news, mortgage rate updates, and investing tips. - [Free Resources](https://www.thenorrisgroup.com/free-resources): Complimentary investor guides and tools. ## Company - [About Us](https://www.thenorrisgroup.com/about): Company history, leadership (Bruce Norris, Craig Hill, Joey Romero). - [Team](https://www.thenorrisgroup.com/about/team/): Staff bios. - [Contact Us](https://www.thenorrisgroup.com/contact): Contact form and info. - [My Account](https://learn.thenorrisgroup.com/my-account/): Login for course/account access. ## Notes - NMLS ID 1623669 | California DRE 01219911 | Florida Mortgage Lender MLD1577 - Loans are business-purpose only, non-owner-occupied residential (1-4 units); no mobile home, commercial, or cannabis funding. - Phone: (951) 780-5856