Pennsylvania Foreclosure Laws

Attorney General’s Office

Pennsylvania Office of Attorney General 16th Floor Strawberry Square Harrisburg, PA 17120 Tel: (717) 787-3391
Fax: (717) 787-8242

Type of Document: Mortgage

Types of Foreclosure:

Judicial foreclosure is the only remedy for a lender in Pennsylvania. The foreclosure law favors helping the borrower by having the foreclosure delayed while the borrower goes through a series of meetings and restructuring plans. This process may delay the foreclosure up to four months.

Deficiency: Although the lender has the right to obtain a deficiency judgment, the borrower will be credited with the full value of the property against the debt owed the lender.

Redemption: No right of redemption in the state of Pennsylvania.

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