New Hampshire Foreclosure Laws

Attorney General’s Office

33 Capitol Street
Concord, NH 03301
Tel: (603) 271-3658
Fax: (603) 271-2110
www.nh.gov/nhdoj

Type of Document: Mortgage

Types of Foreclosure:

The non judicial process is the most common and is used when the mortgage has a power of sale clause.

If the mortgage does not contain a power of sale clause, the lender does a strict foreclosure, similar to other New England states. To accomplish this, the lender must first gain possession of the property.

Deficiency: No deficiency allowed with a non judicial foreclosure

Redemption: There is no right of redemption under a non judicial foreclosure

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