Oceanside Hard Money
for Your Real Estate Investors

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Oceanside Hard Money Loans

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  • Rates starting at 6.9%
  • Close in as little as 5 business days
  • Funding investors for over 20 years

Hard Money Programs for Oceanside

Florida Rehab Flipper Hard Money program

Rehabber/Flipper ARV

Term: 1 year

Rate: 9.9% interest only

Prepayment penalty: None

Up to 70% ARV MAX with holdback

Points: New investors 2 pts., experienced 1 pt

Fees: $1,095

Appraisal Fee: $375-$400

Entities, trusts & IRAs OK

Florida Flip Hard Money Program

Rehabber/Flipper Purchase Price

Term: 1 year

Rate: 8.9% interest only

Prepayment penalty: NONE

Up to 80% puchase price

Points: New investors 2 pts, experienced investors 1 pt

Fees: $1,095

Appraisal Fee: $375-$400

Entities, trusts & IRAs OK

Rental hard money program

Rental Refinance

Term: 3 years

Rate: 6.9% interest only

Prepayment penalty: 1 year

Up to 65% LTV MAX

Points: 2 Pts

Fees: $1,095

Appraisal Fee: $375-$400

Rental purchase program available. Call for details.

Entities, trusts & IRAs OK

New construction hard money program

Build to Flip

Term: 1 year

Rate: 10.9% interest only

Prepayment penalty: None

Up to 65% future value

Points: 2 pts

Fees: $1,095

Appraisal Fee: $375-$400

Funds control required, roughly 1% of construction costs.

Entities, trusts & IRAs OK

Hard money for Accessory Dwelling Units

Accessory Dwelling Unit Program

Term: 3 year

Rate: 9.9% interest only

Prepayment penalty: 1 year

Up to 65% LTV

Points: 2 pts

Fees: $1,095

Appraisal Fee: $375-$400

Entities, trusts & IRAs OK

Hard Money Testimonial from Mike Cantu

“Craig has always been upfront, and extremely fair with me. Bruce Norris has done the best job I’ve ever seen assembling the most honorable and ethical staff of people and Craig is an all-star player on that team. It’s always a pleasure doing business with Craig and The Norris Group. As far as I’m concerned, in the investor money lending business, Craig’s the man! A big thumbs up!” – Mike Cantu

Hard Money Reviews from Los Angeles Investor

I worked with Craig Hill to fund a flip for me. I had spoken to a handful of hard money lenders, and Craig and The Norris Group far exceeded the others in professionalism, knowledge, and responsiveness. He is also likable and trustworthy. These attributes are extremely hard to find in real estate investing. I will use The Norris Group for all of my hard money loans, no need to look any further!”” – Jennifer S., Los Angeles

Nicholas Manfredi

“Twenty-one of the twenty-five properties I bought this year were originated using the strategies, philosophies, and materials found in the California “Only” Training Series. Each of them was obtained at a price that provided profits after expenses while timing a flat or declining market. Bruce’s conclusions are thoroughly researched and the logic applied is straightforward. When a person is absolutely committed to his/her investing success, I believe his highest payoff task is to master the strategies taught in those 4 courses.” –Nicholas Manfredi, Corona, CA

Hard Money Review from Gary H.

Craig and The Norris Group gave me great advice and worked hard to earn my business. It is nice to have a lender in your corner looking out for you.” – Gary H., Riverside, CA

Hard Money Testimonials #5

We were extremely pleased with how smooth the transaction went. There aren’t many hard money lenders that can make it that smooth and easy. We can’t wait to use TNG again in the near future.” – Macteam Investments Inc.

Hard Money Review #1

The Norris Group is a partner every investor should have; Craig is the best in his profession, Robyn is fast and efficient and Rhonda is great to deal with. I highly recommend The Norris Group for any investor’s Hard Money needs, and as for education, they are second to none. The only regret I have is not knowing about The Norris Group back in 2005, I recently got their “California only training series” and the information is amazing. I listen to the CDs time and time again and even though they were recorded in 2006, the real estate market predictions are so right on that is scary; I call it my Real Estate Investing Bible. Thank you, Bruce, for sharing your expertise with us; life is good because of people like you.” – Douglas, C

Hard Money Review #2

Hard money the easy way. Thank you, Craig, Robin and everyone at the Norris Group for being there for us. Without you we would not have been able to do the deals we’ve done so far and we’re looking forward to many many more. And it is not just the loans but the advice and help that has helped our real estate business grow. Thank you so much.” – Livia and Felipe

Hard Money Testimonials #3

Craig and the whole Norris lending team make closing deals easy. With the help of your team, I’m able to increase my annual income by over $100k a year. Thank you for making the process to easy.” – Michael F., Sacramento, CA

Recent Oceanside Deals

San Marcos Hard Money Loan
San Marcos Hard Money Loan

This San Diego hard money loan was funded on a property located in San Marcos, California. This property…

Fallbrook Hard Money Loan
Fallbrook Hard Money Loan

This San Diego hard money loan was funded on a property located in Fallbrook, California. It is a…

Oceanside Hard Money Loan
Oceanside Hard Money Loan

This San Diego hard money loan was funded on a property located in Oceanside, California. This single-family home…

Oceanside Hard Money Loan
Oceanside Hard Money Loan

This San Diego hard money loan was funded on a property located in Oceanside, California. This single-family home…

Spring Valley Hard Money Loan
Spring Valley Hard Money Loan

This San Diego hard money loan was funded on a property located in Spring Valley, California. It is…

El Cajon Hard Money Loan
El Cajon Hard Money Loan

This San Diego hard money loan was funded on a property located in El Cajon, California. It is…

El Cajon Hard Money Loan
El Cajon Hard Money Loan

This San Diego hard money loan was funded on a property located in El Cajon, California. It is…

San Diego Hard Money Loan
Spring Valley Hard Money Loan

This San Diego hard money loan was funded on a property located in Spring Valley, California. It is…

San Diego Hard Money Loan
San Diego Hard Money Loan

This San Diego hard money loan was funded on a property located in San Diego, California. This single-family…




Are you a real estate investor looking for a Oceanside hard money loans? We fund properties in neighborhoods like Airport, Arrowwood and Park, Avalon at Eagles Crossing, Canyon Drive, Capistrano Park, Carillo Circle, Carnes, Catalina Circle, Costa Serena, Crest Landing, Deluz, De Luz/O’Neill Heights, Downtown North Beach, Eastside, Emerald, Fire Mountain, Greenbrier, Guajome Meadows, Guajome Park Estates, Henie Hills, Historic Loma Alta, Hogan Way, Jeffries Ranch, Laguan Vista, Lake, La Montana, Loma Alta Mission Park, Los Arbolitos, Marisol at Ocean Ranch, Mira Costa College, Miracosta Estates, Mira Costa Highlands, Mira Monte Drive, Mission Avenue Vue, Mission Gardens, Mission Hermosa, Mission Meadows, Mission Point, Missions at Rancho El Or, Mission Wells, Montecito Village, Montego, Morro Hills, Mottino, NorthEast Melrose, Oceana, Ocean Hills, Ocean Terrace, OHCC, Old Grove, Oside East, Pacifica, Pacific View, Park Lane, Portico at Shadowridge, President Hill, Qual Ridge, Rancho Del Oro, RDO Village IV Masters, Riverpoint, River Ranch, Rosedale, Sea Cliff Way, Seagate Terrace, Sea Mesa, Seaside District, Shadow Oaks, South Mesa, South Oceanside, St Cloud, Stuart Mesa, Sunriver, Sunset Hills, Terra Mar, The berries, The Crest, The Valley, Thunder Drive, Tri-City, Versailles, Via Playa, Villa Camino, Villa Trieste, Villa Trinidad, Vista Valveras St, Vista Capri, Westwinds Mobile Lodge, White Pine Road, Windward, and Winehill. We’ve been funding San Diego hard money loans since 1997.




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NMLS #: 1623669 | CA DRE #: 01219911 | Florida Mortgage Lender: MLD1577