Accessory Dwelling Unit Program

The Norris Group’s Accessory Dwelling Unit (ADU) can fund ADUs via flips, new construction, and even for landlords with existing rentals. We even have a 2nd program for investors with a conventional mortgage. The program funds 65% loan to value (LTV) on the existing property so the investor can build a CA Title 24 approved property. There’s a 20% hold back until a final inspection is completed on the ADU. The term is three years with a one-year prepayment penalty. No manufactured housing (Title 25) or tiny homes (regulated by DMV).

Please note: DO YOUR HOMEWORK! Local ordinances can still make building ADUs difficult. See our video on the different ways we fund ADUs, some history on how ADUs got started, and nine tips to help keep your investment safe.

9 Tips for Accessory Dwelling Units

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  • Rates starting at 9.9%
  • Close in as little as 5 business days
  • Funding investors for over 20 years

ADU Resources

ADU Loan Programs

  • Term: 3 year
  • Rate: 9.9% interest only
  • Prepayment penalty: 1 year
  • Up to 65% LTV
  • Points: 2 pts
  • Fees: $1,095
  • Appraisal Fee: $375-$400
  • Entities, trusts & IRAs OK

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