Pennsylvania Foreclosure Laws

Attorney General’s Office
Pennsylvania Office of Attorney General
16th Floor
Strawberry Square
Harrisburg, PA 17120
Tel: (717)787-3391
Fax: (717)787-8242
www.attorneygeneral.gov
Type of Document: Mortgage
Types of Foreclosure:
Judicial foreclosure is the only remedy for a lender in Pennsylvania.
The foreclosure law favors helping the borrower by having the
foreclosure delayed while the borrower goes through a series of
meetings and restructuring plans. This process may delay the
foreclosure up to four months.
Deficiency: Although the lender has the right to obtain a deficiency
judgment, the borrower will be credited with the full value of the
property against the debt owed the lender.
Redemption:No right of redemption in the state of Pennsylvania.
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